Type Your Article Here ...Here's how. Remember the stimulus Obama got in last years tax deal during the lame duck? They took 2% points off of what we pay into SS and pay it to us. The way to have a form of a privatized Social Security account is this... Take the that amount which would be just under half of what is still with held for FICA on your check stub and use it to create a separate Roth IRA. Do this every pay day for the year. A person or couple making 50k a year would be getting $ 83.33 a month from this totaling $1,000 for the year. Every thing it earns over your remaining working years is totally tax free when you decuide you need it or to pass it on to heirs. At 8% over time in the market, that money will double every nine years. If this is renewed next year keep doing it, using your stimulus to help fund your future retirement. I am using Obama's stimulus to save for a retirement II don't believe I'd get if it had gone into the SS trust fund set of IOU's. I urge alll like minded people to use their payroll tax holiday to use it for your own private retirement account. That is what I am doing!